As the year moves swiftly towards its close, it's the perfect time to pay attention to a vital piece of advice: "Use it before you lose it." But what does this mean in the context of your dental insurance?
Did you know that as the year winds down, any unused dental benefits are essentially wiped away? They vanish, and your insurance ushers in a fresh set of benefits for the coming year. This might mean that you're unknowingly letting hundreds of dollars slip through your fingers annually. By using your dental benefits now, you can not only save your hard-earned money but also safeguard your family's oral health.
Understanding Calendar Year Dental Plans
For many, dental insurance operates on a calendar year basis. This means that on January 1st, your dental benefits reset. It's crucial to grasp this concept, as very few plans allow benefits to carry over. So, as we approach the end of the year, it's the ideal time to make informed decisions about your dental care.
Partnering with Your Dental Insurance
If you have a calendar year plan that you’d like to use before you lose out, don't hesitate to get in touch with Dentist of Bixby Knolls. Our team is here to collaborate with you and your dental insurance provider, ensuring that you get the full value of your coverage. Our goal is to help you make the most of your benefits.
Simplifying Your Busy Life
We understand that your schedule is packed with numerous daily responsibilities. That's why we're dedicated to making it as convenient as possible for you to fit in that essential dental appointment. Just give us a call, and one of our patient care coordinators will assist you in utilizing your benefits before they expire.
Practical Ways to "Use It Before You Lose It"
Here are some actionable strategies to maximize your dental benefits:
-
Prioritize Preventive Care: Dental insurance plans typically allow for at least two cleanings per year, and some offer even more. If you haven't utilized these cleanings, they'll be forfeited come January 1st. Don't miss out on this opportunity to keep your smile healthy.
-
Explore Preventative Services: Investigate if your plan covers preventive services such as sealants. We can help you take full advantage of these benefits.
-
Address Dental Treatment: Benjamin Franklin once said, "An ounce of prevention is worth a pound of cure." Timely treatment of dental issues can prevent more extensive and expensive procedures in the future. Don't let a simple cavity turn into the need for a crown or tooth loss.
-
Streamline Orthodontics: Stubborn baby teeth can complicate the arrival of permanent teeth. Removing these baby teeth now can make future orthodontic treatments more cost-effective.
-
Capitalize on Your Deductible: If you've already met your deductible for the year, using your remaining benefits means you won't have to pay more towards that.
Navigating Dental Insurance Expertly
We recognize that dental insurance can sometimes be challenging to navigate. It's our mission to assist you in getting the most out of your dental insurance, making it a worthwhile investment for you and your family. Our dedicated dental insurance specialists at Dentist of Bixby Knolls are here to ensure you receive all the benefits you deserve.
Don't wait until December to secure your appointment. As we approach the holiday season, remember the timeless advice of a wise dentist: "You don't need to brush all your teeth—just the ones you want to keep."
Dental Benefit Plans: Know Your Deadline
Many individuals receive dental benefits through their employers. For most dental plans, there's a critical deadline: December 31st. Unused benefits typically do not roll over into the new year. Be sure to verify the specifics of your plan with your employer.
Tips for Maximizing Your Plan
To make the most of your dental insurance plan, keep these tips in mind:
-
Schedule Preventive Visits: Most plans cover 100% of preventive visits, so if you haven't had one yet this year, now is the perfect time to schedule it.
-
Plan Ahead: Think about your dental needs and upcoming treatment requirements. Discuss these with your dentist early, and make appointments before the holiday rush.
-
Understand Your Coverage: Work closely with your dentist and benefits provider to determine what's covered. Your dentist's office can assist you in obtaining this information, or you can contact your plan directly.
If you're unsure about the remaining funds in your account or have any questions about maximizing your dental insurance benefits, please don't hesitate to reach out to our Dentist of Bixby Knolls team. We're here to help you make the most of your dental benefits and protect your oral health and your wallet. Contact us today, and let's make the most of your dental insurance before it's too late!